Terms & Conditions

Website Terms and Conditions – Naomi Cramer trading as Cramer Law

Effective Date: 9 November 2025

  1. Acceptance of Terms

By accessing or using this website (the “Website”) operated by Naomi Cramer trading as Cramer Law (“Cramer Law”, “we”, “our”, or “us”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you must not access or use the Website.

  1. Purpose of the Website

The Website is provided for educational, informational, and promotional purposes only. The content, resources, and materials provided on this Website:
• Are not legal advice;
• Are not a substitute for professional legal advice specific to your circumstances; and
• Should not be relied upon to make decisions or take action without obtaining independent legal advice.

Cramer Law does not accept any responsibility or liability for any loss, damage, cost, or expense arising from:
• Any reliance on the content of the Website;
• Any acts or omissions taken based on the information on the Website; or
• Any inability to access the Website.

  1. No Attorney-Client Relationship

Accessing or using this Website does not create an attorney-client relationship between you and Cramer Law. Legal advice can only be provided after a formal engagement and review of your specific circumstances.

  1. Intellectual Property

All content, materials, graphics, text, logos, and information on this Website are the intellectual property of Cramer Law or its licensors. You may not reproduce, distribute, modify, display, or create derivative works from any part of this Website without our express written consent, except where permitted under the Copyright Act.

  1. Website Use

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit any other user’s use of the Website. Prohibited conduct includes, but is not limited to:
• Engaging in illegal activity;
• Uploading or transmitting viruses, malware, or other harmful code;
• Attempting to gain unauthorised access to any part of the Website, our systems, or data;
• Using the Website to harass, intimidate, or defame others.

  1. Third-Party Links

The Website may contain links to third-party websites or resources. Cramer Law does not control and is not responsible for the content, products, services, or practices of any third-party websites. Inclusion of links does not imply endorsement. Use of linked websites is at your own risk.

  1. Limitation of Liability

To the maximum extent permitted by law, Cramer Law, its officers, employees, and affiliates:
• Do not accept liability for any loss, damage, cost, or expense arising directly or indirectly from your use of, or reliance on, the Website;
• Do not guarantee that the Website will be error-free, uninterrupted, or free from viruses or other harmful components; and
• Shall not be liable for any indirect, consequential, or incidental damages, including loss of data, revenue, or business opportunities.

  1. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Victoria, Australia. You agree to submit to the exclusive jurisdiction of the courts of Victoria in relation to any dispute arising out of or in connection with your use of this Website.

  1. Changes to Terms

Cramer Law reserves the right to amend these Terms at any time. Updated Terms will be published on this Website with an updated effective date. Continued use of the Website after such changes constitutes acceptance of the revised Terms.

  1. Contact Information

For any questions regarding these Terms and Conditions, please contact:

Naomi Cramer trading as Cramer Law
phone +64 210 2964 279 0210 2964 279